Many vision insurance plans aren’t actually insurance—they operate closer to group discount rates. Rather than covering any and all services based on your coverage, these plans simply offer certain discounted services for you based on what they can offer. While this can benefit some, it may not be ideal for others—it depends greatly on your finances and unique situation. […]

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Vision insurance works similarly to other types of insurance—you regularly make payments toward your plan so you can get financial assistance when you need eye care services. […]

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